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Welcome! United Business Insurance Company recognizes the vital importance of responsive and aggressive claims management. Our claims staff is experienced in every area of workers’ compensation and provides the very best claims service available. Some of these services include areas often overlooked in Workers’ Compensation are subrogation and second injury fund recovery. United Business Insurance Company makes sure this issue is addressed and noted at the initial file review. If there is an opportunity for us to recover and mitigate case exposure it will be established and acted upon.
With the rise of fraudulent cases the only true means to reduce ones exposure is aggressive and well structured case management. United Business Insurance Company takes every step possible to provide this assertive management. This philosophy is introduced in every claim starting with prompt contact with the employer, employee, and doctor. It continues throughout the claim including litigation management, medical treatment supervision, timely and accurate reserving as well as subrogation.
In summary, we take the claims management role very seriously. Workers’ Compensation in any state is the most difficult line of insurance to manage from a claims standpoint. One cannot hope to successfully handle a claim if there is not a great deal of emphasis on aggressive and timely claims management. The enclosed requirements are one way United Business Insurance Company helps your company reduce its workers’ compensation costs. Please take the time to review and complete the enclosed steps. United Business Insurance Company has done the majority of the work for you to ensure that your company is in compliance with state regulations.
Debbie L. Siler